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"Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision."
Scott Cook

"I had a couple come in with a negative amortization mortgage on a house that costs way too much relative to their income. They're consuming real estate, not investing in it."
Chris Cooper

"The universe of mortgage lending has gotten to the point where there is a place in it for everybody."
Joe Mays

"Right now we think that rates will stay low, that you'll be able to get a mortgage below seven percent and that's kicked off a refinance boom that's going to put more money in the pockets of consumers."
Franklin Raines

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