Mortgage Rates Comparison

Mortgage Quotes

"Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision."
Scott Cook

"I had a couple come in with a negative amortization mortgage on a house that costs way too much relative to their income. They're consuming real estate, not investing in it."
Chris Cooper

"The universe of mortgage lending has gotten to the point where there is a place in it for everybody."
Joe Mays

"Right now we think that rates will stay low, that you'll be able to get a mortgage below seven percent and that's kicked off a refinance boom that's going to put more money in the pockets of consumers."
Franklin Raines

Mortgage Help

Know what you will be paying for, what terms are, and how to lower your payment. Here are some frequently asked questions about the mortgage industry. If you have questions that you haven’t been able to find the answer to and don’t see here, email them to ContactUs@FindMortgageCalc.com .

What is PMI and what can it do for me?
This is a special insurance that protects the lender in the case that you default on your home loan. Because of this most borrowers can get a loan with as little as 3% down in some cases

Is a reverse mortgage right for you?
In a typical mortgage, you pay monthly payments towards the principle and interest on a loan. In a reverse mortgage, you receive money monthly that cuts down your monthly payment and in most cases is not paid back until you move out of your home.

Who provides reverse mortgages?
There are three routes to getting a reverse mortgage; Single-purpose reverse mortgages, home equity conversion mortgages, and reverse mortgages offered by private lenders. All three should be looked at and compared.

Are there limits to FHA loans?
All FHA mortgage lending limits are set based on the state and circumstances of the situation, in other words, they vary from scenario to scenario.

What is the longest term available for mortgage?
Traditional 30 year mortgages are the norm but these days you can get a 15 or 40 year mortgage from some lenders.

How do I lower my monthly mortgage payment?
The simplest way to lower your payment is to renegotiate or refinance your loan when rates are lower than your current rate. Keeping your credit high will allow you this freedom and will ensure you get the best rate available.

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